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Down Payment Assitance
A DPA grant decreases homebuyer costs, avoids burdening the homebuyer with additional debt and eliminates property liens associated with secondary financing options.
This also creates a long-term positive domino effect because the housing market is infused with borrowers holding more equity for a future move-up purchase if they desire, in turn freeing up another potential entry-level property.
· DPA grant never has to be repaid.
· Grant reduces debt and creates positive home equity.
· Grant creates a positive impact on housing economy.